Last updated: 15 May 2026
This Privacy Policy describes how Mortgage Toolkit (“we”, “us”) collects, uses, and shares information when you use our website at https://mortgagetoolkit.online. By using the site, you agree to this policy.
1. Who we are
Mortgage Toolkit is an educational website offering mortgage-related calculators and articles. We are not a financial advisor, brokerage, lender, or law firm. For questions about this policy, contact us at zetricofficial@gmail.com.
2. Information we collect
Many of our calculators run in your browser; numbers you enter may not be sent to our servers. We may still collect or receive information through standard web technologies, including:
- Usage and device data such as pages viewed, approximate location, browser type, and referring URLs (often via analytics or hosting logs).
- Cookies and similar technologies used for site operation, analytics, advertising, and (where applicable) affiliate tracking.
3. How we use information
We use information to:
- Operate, secure, and improve the site
- Measure traffic and understand how features are used
- Serve and measure advertising, including personalised ads where allowed by your settings and applicable law
- Comply with legal obligations and enforce our terms
4. Advertising and monetisation partners
We may display third-party advertisements and use advertising or consent-management platforms. Partners may set their own cookies or similar technologies and collect information about your visits to this and other sites to provide ads. Examples of categories of providers we may use include Google (e.g. Google AdSense or related advertising products), Ezoic, Mediavine, and other similar networks or technology providers. The exact partners may change over time; their practices are governed by their respective privacy policies and, where required, your consent choices shown on the site.
5. Affiliate relationships
Some pages may include affiliate links. If you click an affiliate link and complete a qualifying action, we may earn a commission at no extra cost to you. Affiliate partners may use cookies or other tracking to attribute clicks or conversions. We aim to label affiliate relationships clearly where appropriate.
6. Sharing of information
We may share information with service providers who assist us (e.g. hosting, analytics, ad networks, email delivery), when required by law, or to protect rights and safety. We do not sell your personal information for money as a standalone “sale” in the colloquial sense; ad partners may use data as described in their policies and in any consent experience we present.
7. Your choices
You can control cookies through your browser settings and, where we provide a cookie or consent banner, through that tool. You may opt out of certain personalised advertising via industry tools (for example, network-specific opt-out pages where available). Do Not Track signals are not universally honoured; we follow applicable law and platform standards.
8. Data retention and security
We retain information only as long as needed for the purposes above or as required by law. No method of transmission over the internet is completely secure; we use reasonable measures appropriate to our size and the nature of the site.
9. International visitors
Our visitors may be located in different countries. Information may be processed in countries where we or our providers operate, which may have different data-protection rules than your country.
10. Children
The site is not directed at children under 16, and we do not knowingly collect personal information from children.
11. Changes to this policy
We may update this Privacy Policy from time to time. The “Last updated” date at the top will change when we do. Continued use of the site after changes constitutes acceptance of the updated policy.
12. Contact
Questions about this Privacy Policy: zetricofficial@gmail.com. You can also visit our Contact page.